Jakarta - PT Bank Negara Indonesia (Persero) Tbk or BNI emphasises that its financial fundamentals remain solid amid global challenges and tight liquidity conditions in the banking industry.
The achievement of the 2024 performance is the foundation that strengthens BNI's commitment to continue innovating and improving banking services to all Indonesians, at home and abroad.
BNI Corporate Secretary Okki Rushartomo said that the public need not worry about the issue that has arisen with the many counterproductive comments on social media regarding calls for massive withdrawals of funds from state-owned banks.
‘We are committed to promoting the principles of good corporate governance. BNI's business operations are closely supervised by regulators, namely Bank Indonesia, the Financial Services Authority, and BNI is a participant of the Deposit Insurance Corporation (LPS),’ said Okki, Saturday (22/2/2025).
Throughout 2024, BNI managed to record savings growth of 11% YoY, especially in the second half of last year after the launch of the wondr by BNI application. The portion of CASA to total Third Party Funds was maintained at around 70%.
Okki added that BNI had also succeeded in maintaining asset quality, as reflected in the Non-Performing Loan (NPL) ratio, which improved from 2.1% to 2% by the end of December 2024. The intermediation function was reflected in credit growth of 11.6% YoY. Meanwhile, BNI's total assets increased by 4% YoY to Rp1,129.8 trillion.
In terms of profitability, BNI's profit continued to grow from IDR 20.9 trillion to IDR 21.5 trillion. Non-interest income was able to grow 11.9% YoY while net interest income reached IDR 40.5 trillion.
‘Based on the achievements throughout 2024, BNI will continue to maintain sustainable performance, continue its contribution to economic growth, and provide optimal banking services for the needs of the Indonesian people, both at home and abroad,’ Okki concluded.